Shop around: One of the easiest ways to save on car insurance is to compare quotes from multiple insurers. Prices can vary significantly between different companies, so it pays to shop around.

Raise your deductible: Increasing your deductible (the amount you pay out-of-pocket before your insurance kicks in) can lower your premiums. Just be sure to choose a deductible that you can afford to pay in the event of a claim.

Maintain a good driving record: Insurance companies often offer discounts to drivers with a clean driving record, so try to avoid accidents and traffic violations.

Take advantage of discounts: Many insurance companies offer discounts for things like good grades, completing a driver’s education course, and being a member of certain organizations. Be sure to ask about any discounts for which you may be eligible.

Opt for a safer car: Insurance companies may offer lower premiums for cars with advanced safety features, such as airbags and electronic stability control.

Consider usage-based insurance: Some insurance companies offer usage-based insurance, which tracks your driving habits and adjusts your premiums based on your level of risk. If you are a low-risk driver, you may be able to save on your premiums with this type of insurance.

Bundle your insurance: If you have multiple insurance policies, such as homeowners and car insurance, consider bundling them with the same insurer to receive a discount.

Pay your premiums in full: Many insurance companies offer discounts for paying your premiums in full, rather than making monthly payments.

Remove unnecessary coverage: If you have an older car, you may not need as much coverage as you would for a newer model. Consider dropping collision or comprehensive coverage if your car is worth less than 10 times the premium.

Ask about group discounts: Some insurance companies offer discounts to members of certain groups, such as professional organizations or alumni associations.

Use public transportation: If you don’t need to drive very often, you may be able to save on your premiums by using public transportation or carpooling.

Drive a fuel-efficient car: Insurance companies may offer lower premiums for cars with good fuel efficiency, as these vehicles are typically less expensive to insure.

Take a defensive driving course: Some insurance companies offer discounts to drivers who have completed a defensive driving course, which can teach you how to avoid accidents and stay safe on the road.

Keep your credit score in good shape: Insurance companies may use your credit score as a factor in determining your premiums, so it’s important to maintain a good credit score to save on your insurance costs.

Consider dropping collision or comprehensive coverage: If your car is older and not worth much, you may not need collision or comprehensive coverage, which can help to lower your premiums.

Install a telematics device: Some insurance companies offer discounts to drivers who install a telematics device, which tracks your driving habits and can help to lower your risk of a claim.

By considering these additional tips, you may be able to further reduce your car insurance costs. Keep in mind that the actual amount you save will depend on your individual circumstances and the coverage you choose.